Financial advisor Bijan Golkar says you should get a fiscal checkup just like you get a physical checkup. No legal advice here, but Bijan says if you have people you love, don’t let them fight it out over your assets when you die. And if you’re feeling smug because you’ve got a will, Bijan will tell you that estate planning isn’t a “set-it-and-forget-it” proposition because…well, things change. So even if you’re not a multi-millionaire, start think about what you want to happen to your stuff after you die. Because you sure can’t take it with you.